Concept Financial Planning Blog
Beware of the ‘dog’ – the importance of regularly monitoring funds
If you watch the money programmes on TV or read the financial pages of the newspapers, you might have come across the term ‘dog fund.’ What does the term mean? And why is it so important to the ordinary investor? Put simply, a ‘dog’ is a poorly performing investment fund. Let me explain in more [...]
17/05/2012 09:02 AM
Difficult choices – ISAs or Pension savings?
In the UK, we may be putting more savings into stocks and shares ISAs than into personal pensions. Reporting on savings trends in the 2010/2011 tax year, the Office for National Statistics (ONS) said savers put £14.3bn into personal pensions in that tax year, compared with £15.8bn into stocks and shares ISAs. This compares with [...]
15/05/2012 09:59 AM
Financial Planning and Divorce
No-one who is going through a divorce finds the process easy: it’s long, messy and almost always painful. Even if there are no children involved, divorce is a procedure that takes its toll on both sides: the acrimony, the paperwork – and the inevitable meetings with your solicitor. It’s understandable that many people involved in [...]
05/05/2012 01:01 PM
Eight Proven Strategies for Keeping your Business Plan on Track
We’re living in unprecedented times. Countries are threatening to default; the West is facing the prospect of a ‘double-dip recession’ and stock markets are falling sharply. So if you’re running a business, you’d be forgiven for having a one word business plan: “survive.” Proper planning is now more important than ever. Taking the time to [...]
18/04/2012 09:46 AM
How to support the work of local charities
Many charities working with local communities are being asked or expected to take advantage of the Government led strategy that shifts services and provision away from public services and local authorities and into the local voluntary sector. A major problem faced by these charities is that whilst they work with volunteers, their core professionalised organisations, [...]
16/04/2012 10:10 AM
Repaying Students Loans – How does it work ?
The Student Loans Company (SLC) was set up to undertake the administration and processing involved in the payment of loans and grants to students and the payment of tuition fees for higher and further education services. The majority of students will have a loan to cover the full cost of tuition fees plus a maintenance [...]
13/04/2012 10:41 AM
