Investments
New to investments
When it comes to obtaining investment management advice, investors have an array of options:
- Stockbrokers
- Discretionary Investment Managers
- Investment Banks
- Independent Financial Advisers
- High Street Banks
All purport to offer an “Investment Management” service, all purport to be experts and yet very few can demonstrate any real added value.
Various studies have shown that it is asset allocation which has by far the greatest bearing on investment performance but still investment houses commit huge marketing budgets to advertising their stock selection skills. Despite these claimed skills there are only a handful of managers who consistently outperform the market and those that do are often adopting a very contrarian approach which inevitably results in periods of significant short term underperformance.
That most managers underperform is not surprising. Asset markets have become more efficient making it harder to uncover hidden value and, with total fund charges of between 2% and 9% per annum*, uncovering value that outweighs cost is harder still.
The Concept Approach
We do not leave anything to chance and therefore we have a systematic approach to investing for clients. We understand that you will have worked hard for your money and therefore you will want your money to work hard for you.
- Understand Risk Tolerances
- Consider Timescales
- Set the Asset Allocation
- Investment Selection
- Tax Planning
- Review Process
Our investment management service is available to individuals, corporate entities and trustees. Please contact us for our guide which explains in further detail each of the steps to investing.
*Source: Bernstein 2001
