What our clients say

If we hadn't spoken to you, we wouldn't have streamlined our investments, gained clarity on what we want in retirement and a clear plan on how we get there!

T & K Abbott

I am happier to let Concept handle my investment knowing that I have the support of their knowledge and expertise than I would be able to purchase such a product on my own.

M Elliott

I am a new customer of Concept and so can only say that I have found them very helpful in their dealings with me.

J Allen

Paul and Sarah are exceptionally nice and friendly people who make you feel at ease. Everything has been explained well and it is nice to feel that someone is on your side and who you totally trust. They are always on the end of the phone if you need them and I would recommend them 100%. I am glad that I found them.

P Vandepeer

Thank you for your patient assistance in putting these arrangements in place. Sue and I will be sure to suggest Concept Financial Planning to others, as opportunity arises.

C & S Spragg

We have benefited from your expert advice and patient friendly nature. You explained everything to us in detail so we truly understood what you recommended for our needs and dealing with our queries.

Peter and Linda Goldsmith

I had not looked at my pension or ISA holdings for several years and realised there had been little to no growth over this period. Having sought advice from Paul, he clearly advised my options and tailored a portfolio to suit my needs. From there the support staff were first class and actioned the relevant action accordingly.

Dan Moody

Good to see you all last Thursday – Thank you for the advice Paul ! Going to have fun doing it !

Jan D

I found the whole advice process thoroughly professional and attuned to my needs and requirements. The Financial Plan was particularly demonstrative and informative, very well explained by Paul Richardson. I now have a plan geared towards my retirement needs.

Mr K Lumiste

We have benefited from using Concept Financial Planning for our financial planning needs in the following ways:

• Unbiased explanation of what would be good for us
• You make people feel you are interested in them
• We didn't feel as if we were just there to write a cheque

Andrew Minhinnick

Concept gave us a greater understanding of what our financial position looked like with a realistic cashflow and budget model. This enabled us to be confident in making difficult financial decisions whilst knowing that Concept would always keep our portfolio under review.

Concept has advised us towards making the right decisions as the economy and our circumstances changed. As a result we are now enjoying a comfortable retirement.

Peter Sanders

Concept have been patient, professional and gave me confidence that they helped me in making the right choices for my retirement.

Olive Fudger

Very helpful with regard to our financial affairs offering excellent advice.

Amanda Fry

Paul and Sarah have without doubt restored my confidence in the Financial Services arena. They are without exception truly professional people.

Please thank both Paul and Sarah for their hard work and total professionalism in dealing with ‘my issues’. My personal experience (close on 20+ years now) has not been good and this has renewed my confidence in your sector.

Totally efficient, very friendly, keeping their word and trustworthy are the only words I can use.

Ray Murphy

I have been with Concept Financial Planning since its inception, and in my dealings with the Partners of this company, I have found courtesy, discretion and commitment.

The advice and assistance given to me in the management of my financial affairs has proved to be most positive and appropriate (not to say lucrative), especially in the setting up of my latest Pension Fund.

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I have direct experience of Paul Richardson's professional abilities by virtue of him having personally handled my SIPP for a number of years now.

It has never failed to perform above market norms and there has never been a time when my confidence in Paul has not been high. I would freely recommend him to other prospective clients.

Dan Begley
Director
Begley Services Ltd

Great service and as a company they really listen and give good solid advice. There is never any pressure to take up a contract. Keep up the good work and more people can benefit from your company.

C Warrender

Very pleased with the personal and prompt service we receive.

C J Stoneman

Informative, professional and very approachable.

Susan Jones

Paul and Sarah are very attentive and considerate. They look after my needs exceptionally well

Ray Murphy

I feel that my financial situation is clearer

Mrs J Mc Hugh

Paul, I have got no hesitation in recommending your company. Your honesty and integrity in financial planning is most welcome in these troubled times. Many thanks

Mr and Mrs B A Alger

We were recommended using Concept by Mr Hugh Austen who introduced us to Paul Richardson at our home. We found him very informative and very helpful in explaining everything to us both. We have spoken to Sarah and met her in person and also found her very helpful

Mr J C and Mrs C Bennett

Reviewing our old life insurance policy was a daunting task, but with Concept's help it was made very easy.

John Riley & Jennifer Leahy